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​​Santa Maria Car Accident Attorney

Car accidents are traumatic events that no one anticipates happening. They may leave you with physical damages and injuries that can cause significant impairment in your everyday life. We do not want you to put your life on hold because of another driver’s negligent actions. If you or a loved one has been involved in a car accident in the Santa Maria area, please consult with our team at the Law Office of John B. Richards.

Will Insurance Cover A Car Accident?

In California, drivers are legally required to have an auto insurance policy and must keep proof of it in their car at all times. However, just because the state requires drivers to have an auto policy does not ensure that you will be insured for every car accident. The auto insurance policy you have will determine how much help you receive during the accident.

Minimum insurance requirements include:

  • $15,000 for the injury or death to one person
  • $30,000 for the injury or death to more than one person
  • $5,000 for property damage

The minimum insurance required will only protect you against others but will not protect your vehicle. If you desire to protect your vehicle, you will need full coverage.

Luckily, California Is A “Fault” State. Under a “fault” system, the at-fault driver is legally responsible for any damages and injuries that may have occurred during the accident.

According to the California Office of Traffic Safety, a car accident happens every three minutes. In addition, one person is injured every minute, and every two hours one person is killed as a result of a car crash. However, 18% of California is uninsured, which means that not all of the car accidents that occur will be covered by the driver’s auto insurance.

Is It Worth Getting An Attorney For A Car Accident That Is Not My Fault?

Hiring a car accident attorney will be helpful when you need to prove you did not commit any wrongdoing. In addition, an attorney can help you figure out what damages you are eligible to collect.

A car accident attorney has more access to resources than you would, especially when it comes to gathering evidence such as the following:

  • Obtaining police reports
  • Gathering eyewitnesses testimonies
  • Use the help of accident reconstruction specialists
  • Obtain medical records from your doctor

It would be best not to split your attention between caring for your health and a legal case that is not your fault. So leave us to focus on building your case.

It Is Time To Secure The Compensation You Deserve

Your fun day of going to the sand dunes, going to one of the 13 beaches, hiking, and getting a taste of the authentic Santa Maria cuisine should not be ruined because a driver failed to drive responsibly. At the Law Offices of John B. Richards, we are dedicated to helping you recover compensation to help you with the damages and injuries acquired during the accident. We want to take care of you after you have been harmed.

If you or someone you care about has been injured in a car accident due to another driver’s negligence, please consult with us today by clicking here or calling us at 805-683-2736.

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