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Santa Barbara Uninsured Car Accident Attorney

If you or a loved one are involved in an accident caused by a careless or negligent driver in or around Santa Barbara, insurance is usually your best protection. Unfortunately, there are many uninsured drivers in and around Santa Barbara. At the Law Offices of John B. Richards, our dedicated and experienced Santa Barbara team is standing by when you need an uninsured car accident attorney. We have a track record of success handling these claims, and we will help you secure the compensation you are entitled to.

Uninsured drivers are a threat to everybody on Santa Barbara roadways

According to data from the Insurance Information Institute, approximately 15% of all drivers in California do not have insurance. When uninsured drivers get behind the wheel and cause an accident, it creates a big headache for everyone involved. Any person involved in an accident caused by an uninsured driver may struggle to recover the compensation they deserve.

In California, every driver is required to carry the following types and minimum amounts of insurance:

  • Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum
  • Property damage liability coverage: $5,000 minimum

How can a person recover compensation after an uninsured car accident

If you or somebody you love is involved in an accident caused by an uninsured driver, there may be various ways to secure compensation. First, check your own insurance policy to see if you carry uninsured motorist bodily injury or property damage coverage. If the at-fault driver can’t afford to pay out of pocket for the damages that insurance doesn’t cover, you’ll be left paying for them — unless you have Underinsured Motorist insurance, which covers situations in which the at-fault driver is underinsured. California does not require uninsured motorist insurance, however, we strongly recommend adding it to your auto insurance policy. Choosing Uninsured Motorist insurance is one more way to protect yourself from paying large amounts out of pocket if someone else is at fault for an accident.

If you do not have uninsured motorist coverage, you may be able to file a personal injury lawsuit against the at-fault driver. Unfortunately, it is not uncommon for at-fault drivers to lack the personal assets required to adequately compensate the property damage or injury costs of the other parties. Put simply, if the at-fault driver does not have the funds to pay for auto insurance, they likely will not have the money to pay any judgments against them.

Call a Santa Barbara uninsured accident lawyer today

If you or somebody you care about has been injured due to the careless or negligent actions of an uninsured driver in Santa Barbara, turn to the team at the Law Offices of John B. Richards for help with your case today. Our attorneys are Santa Barbara locals and have extensive experience handling complex injury claims, and we have the resources necessary to conduct a full investigation into the incident. Our goal is to ensure that you receive coverage of your medical bills, lost income, property damage, pain and suffering damages, and more. Don’t settle for less than you deserve!

When you need a Santa Barbara uninsured car accident attorney, you can contact us for a free consultation of your case by clicking here or calling 805-683-2736.

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